Welcome To Our Basic Bank Account
A refreshingly simple and transparent bank account that’s open to everyone regardless of credit history. To open our bank account you need to be a UK resident aged 18 or over and pass satisfactory identity and residency checks. This makes our basic bank account ideal for people who may have struggled to get a bank account elsewhere.
Why open The Secure Trust Bank Account
The Secure Trust Bank Current Account is a basic bank account designed to help you to manage your money. We won’t charge you for bounced direct debits or standing orders and because there is no overdraft facility you can stay in control of your money. You can manage your account online and by telephone.
Benefits of our Bank Account
- No fees for bounced Direct Debits or Standing Orders
- No overdraft facility – you cannot go overdrawn with our account
- A basic bank account with an established Bank
- No credit checks – bad credit history and bankruptcy accepted
- Secure online banking with tracking and budgeting tools
- Pay in wages or benefits
- Set up and pay bills by Standing Order or Direct Debit
- Earn up to 4% cash rewards at over 35 high street retailers
- Apply online
To open our account there is a one off set up fee of £12.50 and a monthly management fee of £12.50
A Basic Bank Account with a MasterCard® Prepaid Card
Our Bank Account comes with a MasterCard® Prepaid Card which can be used at over 30 million outlets worldwide, for online and telephone purchases and to make cash withdrawals at ATM’s showing the MasterCard® Acceptance Mark excluding Link ATM's**. A 50p ATM withdrawal fee applies on cash withdrawals
As this is a Prepaid Card, you must ‘load’ money onto your card before you spend – like a ‘Pay as You’ Go mobile phone ‘top up’. This way, the money you spend on your Prepaid Card is separate from the money in your Current Account.
Earn Cash Rewards with our Account
All Secure Trust Bank Current Account customers are automatically enrolled in to our rewards scheme, which allows you to earn up to 4% rewards from over 35 high street retailers. Just pay for your goods using your MasterCard Prepaid Card and the cash rewards are paid back into your account 2 months later. Terms and conditions apply.
Opening our Basic Bank Account
You can open our Basic Bank Account online or by phone on 0121 683 6424. We don’t credit check, but we will need to check your identity and residency. We can do this electronically when you apply. If we can’t confirm your identity we will need you to supply further identification by post.
*UK residents aged 18 and over. Subject to satisfactory identity and residency checks.
** Fee applies for cash withdrawals and overseas transactions. See Account Fees for details.