Loving Our Current Account

Helping you stay in control of your finances.

A refreshingly simple bank account that’s open to everyone regardless of credit history. Set up fee of £12.50 and monthly management fee of £12.50 applies.

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No Credit Checks

Secure Trust Bank Current Account is open to every permanent UK resident aged 18 or over subject to satisfactory identity and residency checks.  We don’t credit check.

What Happens When I Apply?

The information you provide during the application process will be checked electronically with a credit reference agency but only to verify your identity and residency.  Your credit history is not checked.

The search will leave a soft footprint on your credit file.  You will be able to see the ‘soft’ check on your credit report, other financial companies will not see the search.  Our check will not affect your credit rating.

Am I Guaranteed Acceptance?

If you pass the identity and residency check, and we can confirm you are a permanent UK resident aged 18 or over, you can open our Account. 

If we are unable to confirm your identity during the application process we will ask you to post us documents.  Checking Your Identity

Open to permanent UK residents only, aged 18 and over. One-off set up fee of £12.50 and monthly management fee of £12.50 applies.

  • You will be charged 50p for each ATM withdrawal.
  • We do not offer an overdraft facility.
  • Other fees and charges apply. Full list available here

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Deposit Account
Open an account with as little as £1.


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Great Rewards
Earn rewards from popular High Street Brands.


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Our Award Winning
Current Account




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Saving Money
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