Mortgages

We’re bringing our brand of straightforward, transparent lending to the mortgage market. Providing accessible mortgages for the UK’s 4.6 million self-employed, the contract workers, those with complex income and those with a recently restored credit history – all of which find themselves at a disadvantage in the current market.

We have a genuine desire to lend and treat every case on its individual merits, using our criteria as an intelligent guide.

Our products are exclusively available through select mortgage intermediaries.

How to apply for a Secure Trust Bank mortgage

Secure Trust Bank does not provide financial advice in relation to its mortgage products but these are exclusively available through select mortgage intermediaries. Websites like Unbiased and VouchedFor will provide you with a list of mortgage intermediaries.

Any decision to appoint an intermediary to act on your behalf must be made by you on the basis of your own enquiries, and Secure Trust Bank has no responsibility for any intermediary you select or any advice provided by them.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

When your initial mortgage rate ends, interest on your mortgage is calculated using our Standard Variable Rate. Our current Standard Variable Rate is 5.19%. This rate may change over the life of your mortgage loan, up or down, and is set by Secure Trust Bank. Our Standard Variable Rate does not track the Bank of England Base Rate.