We are an agile specialist lender with a strong track record of growth, prudent risk management and disciplined cost control.
Our diverse Lending Portfolio
We provide finance solutions to meet a diverse range of customer needs. Operating across several large addressable markets, we are well positioned to take further market share.
Our lending portfolio includes business and consumer finance funded by our savings division.
Real Estate Finance
We lend money against residential properties to professional landlords and property developers.
Commercial Finance
We support the growth of UK businesses by enabling effective cash flow.
Our Investment Case
Our strategy is targeted growth for higher returns. To support this, we have identified three strategic priorities which centre on product expansion, effective digital solutions and capital discipline to deliver targeted growth for higher returns.
Our Investment Showcase
View our investment showcase by Curation Connect.
Our Group Strategy
We’ve been helping consumers and businesses fulfil their ambitions for over 70 years and our strategy provides a framework to ensure we can successfully carry on doing this for the next 70 years.
Performance Summary
Continuing profit before tax
£59.3m
Continuing loans and advances to customers
£3.3bn
Continuing cost income ratio
45.2%
Results, Reports & Presentations
Capital Markets Event 2026
12 March 2026
2025 Annual Results
12 March 2026
2025 Interim Results
14 August 2025
Latest Regulatory News
Total Voting Rights 01 April 2026
Update re FCA Motor Finance redress scheme 31 March 2026
Director/PDMR Shareholding 31 March 2026
Our ESG Strategy
Our organisation wants to deliver value for all stakeholders and we have a vision, a purpose, and a business strategy that sets out how we will do this. Our business strategy includes a commitment to 'Always act with integrity and transparency to deliver value for all our stakeholders'. And our ESG strategy shows how we plan to do that.
Awards & Accreditation
If you would like to know more, we'd love to hear from you.
For further information or to send notifications regarding the share capital or your shareholding in Secure Trust Bank, please email the Company Secretary.
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