We are an agile specialist lender with a strong track record of growth, prudent risk management and disciplined cost control.
Our diverse Lending Portfolio
We provide finance solutions to meet a diverse range of customer needs. Operating across several large addressable markets, we are well positioned to take further market share.
Our lending portfolio includes business and consumer finance funded by our savings division.
Vehicle Finance
We provide quick and easy used car finance options at the point of purchase.
Real Estate Finance
We lend money against residential properties to professional landlords and property developers.
Commercial Finance
We support the growth of UK businesses by enabling effective cash flow.
About us
Secure Trust Bank is an established, well‐funded and capitalised UK retail bank with over 70‐years of trading history.
Our Investment Case
Our ‘Optimising for Growth’ strategic priorities are a blueprint for simplifying the Group, enhancing customer experience and leveraging our networks, resulting in a clear focus on delivering our medium-term targets.
Performance Summary
Adjusted cost to income ratio
50.9%
Loans and advances to customers
£3.6bn
Net interest margin
5.4%
Results, Reports & Presentations
2024 Annual Results
13 March 2025
Capital Markets Event
13 November 2024
2024 Interim Results
14 August 2024
Latest Regulatory News
Result of 2025 AGM 15 May 2025
Q1 2025 Trading Update 15 May 2025
Director/PDMR Shareholding 25 April 2025
Our ESG Strategy
Our organisation wants to deliver value for all stakeholders and we have a vision, a purpose, and a business strategy that sets out how we will do this. Our business strategy includes a commitment to 'Always act with integrity and transparency to deliver value for all our stakeholders'. And our ESG strategy shows how we plan to do that.
Awards & Accreditation
If you would like to know more, we'd love to hear from you.
For further information or to send notifications regarding the share capital or your shareholding in Secure Trust Bank, please email the Company Secretary.
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