In addition to the executive management appointed to the Board of the Company, the following senior managers are considered relevant to establishing that the Company has the appropriate expertise and experience for the management of its business:
Chief Risk Officer
Kevin Hayes is an experienced and qualified banker. He spent 28 years undertaking various senior roles in banking, asset finance, international banking and project roles with ABN AMRO, NatWest and RBS prior to joining the Company in late 2010. Kevin also holds a degree in Chemistry from Merton College, Oxford.
Chief Operating Officer
David Nield has over 25 years' financial services experience gained from undertaking director level roles in Barclays including Head of Asset Finance, Deputy CEO Iveco Capital Europe. Prior to joining Barclays, David was a member of the executive committee of GE Capital Motor Finance. David joined the Company in July 2009. David also holds a post-graduate diploma in marketing.
Managing Director Commercial Finance
John has over 33 years banking experience, including 21 years in the receivables sector. Latterly the Managing Director of Barclays Trade and Working Capital UK&I, and in 2012 held the position of Chairman of the Asset Based Finance Association (ABFA) and also sat on the Executive Board of the International Factors Group. John joined the Company in August 2014.
Managing Director Real Estate and Asset Finance
Jon Bowers has over 28 years' financial services experience undertaking director level roles within banking and specialist finance (corporate asset finance and international trade) with NatWest and RBS. This included board roles in a number of Lombard North Central PLC offshore subsidiaries. Jon has professional qualifications in the areas of corporate governance and company direction, banking and international trade. Jon joined the Company in March 2011.
Chief Technology Officer
Roy Aston has over 40 years IT and Systems related experience. Prior to joining the Company in March 2014, Roy held executive roles in financial services with Beneficial Bank, Citigroup and Lloyds Banking Group. Immediately prior to joining the Group, Roy was an interim executive at the Ministry of Justice where he was responsible for transitioning service relationship management to a third party service.
Anne McKenning has worked in the financial services industry for over 25 years with the last 17 years in various HR roles. Previous employers include Lloyds TSB, Countrywide Assured and Barclays. She is FCIPD qualified, a qualified Employment Law Specialist Paralegal and holds an MSc in Human Resource Management. Anne joined the Company in June 2007.
Chief Internal Auditor
Adrian is a Chartered Accountant and a Chartered Internal Auditor. He qualified as a Chartered Accountant with Coopers & Lybrand which later became PricewaterhouseCoopers LLP in 1995 and was employed in the firm's Assurance practice for 18 years. In 2010 he joined Experian PLC as a Head of Internal Audit and in February 2015 he joined the Company as Chief Internal Auditor.
Chief Compliance Officer
Paul Kilbride has 15 years' experience in the financial services industry and is a qualified banker. Prior to joining the Company in February 2013 he had performed the roles of Chief Executive and Director, Society Secretary and Money Laundering Reporting Officer for Chesham Building Society.