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Bridging Finance

Whether you’re holding a land bank while securing detailed planning consent or preparing to exit a completed development, a bridging loan can provide the short-term funding you need to keep your project moving.

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£2 - £20 Million

Facility Size

Up to 70%

LTV

Up to 24 month

Term

UK-Wide

Coverage

Land bridge

Our land bridge financing is a short-term funding solution for sites with planning consent for residential development. It enables developers and investors to acquire and hold strategic land assets while progressing their plans.

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Stabilisation Facility

Our stabilisation loan is designed for newly completed or repositioned assets that require time to achieve sustainable occupancy, income, or operational performance. It provides interim funding until the property reaches a stable cash flow profile and qualifies for long-term investment financing.

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Development Exit

Our development exit loan provides short-term funding for completed residential or mixed-use properties while units are being sold or refinanced. It enables developers to repay existing development finance, reduce borrowing costs, and maximise sales value by avoiding a forced exit.

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Real projects. Real results.

Bridging Finance

£13m backs bold vision for Birmingham city centre

We've backed Vita Group's plans for The Goods Station site in the heart of Birmingham with a £13m property loan, helping to turn a prime plot of unused land into something much more exciting.

£13m
Facility
60%
LTV
12 months
Term

“This funding gives us the necessary flexibility at a key stage in the evolution of this site. Mike and the wider Secure Trust Bank team demonstrated a pragmatic approach throughout the process, working closely with us to navigate the scheme and the wider market conditions.”

— Peter Shipley, director of corporate finance at Vita Group

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Our team supports developers and investors with tailored lending.

Meet the team
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Ben Hodis

Head of Development & Investment Finance

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Ben Hodis

Head of Development & Investment Finance

Ben joined Secure Trust Bank in 2022 as a Relationship Director. Ben was appointed as Head of Origination in March 2025. Ben has two decades of real estate lending experience alongside a period conducting client facing broking.

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Mike Feasey

Relationship Director

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Mike Feasey

Relationship Director

Mike joined Secure Trust Bank as a Relationship Director in March 2022 from Handelsbanken where he held various roles, latterly a senior corporate manager.

He works as part of the Reading-based team supporting investors and developers across the Thames Valley, Midlands, South and West and has experience across a range of asset classes and client types.

Mike joined Secure Trust Bank as he was keen to join a growing and ambitious bank. He enjoys working with real estate investors, structuring deals to support them with their goals.

When not in work, Mike spends his time playing golf, in the gym, watching football or walking his dog.

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Russell Davies

Senior Relationship Director

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Russell Davies

Senior Relationship Director

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Alan Coleman

Relationship Director

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Alan Coleman

Relationship Director

Alan joined Secure Trust Bank in March 2025 as a Relationship Director. Alan has 9 years of Real Estate Lending experience including investment, development and bridging.

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Bridging Finance from STB

Hear directly from our team about how we approach specialist lending — our credit philosophy, what sets us apart, and how we work with intermediaries to get deals done for their clients.

Speak to our team