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Terms & Conditions

General Terms and Conditions

Personal terms and conditions (PDF)
Cash ISA terms and conditions (PDF)
Internet Banking terms and conditions (PDF)

Product Specific Terms and Conditions

Product specific terms and conditions (PDF)
ISA product specific terms and conditions (PDF)
Rate Card and Tariff (PDF)

To view the current rates on our withdrawn products, see Historic interest rates.

To request withdrawn Product Specific Terms and Conditions, log into Internet Banking and send us a secure message or give us a call.

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded on an annual basis.