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Fixed Rate Bonds

Guaranteed return on your savings

Fixed Rate Bonds

Guaranteed return on your savings

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Guide to Fixed Rate Bonds

Family on beachLooking for a safe way to invest? Enjoy exceptional interest rates by locking your money away.

Pros and cons

  • Guaranteed return on your savings
  • Manage your account online or by phone
  • Higher interest rates than other savings accounts
  • You can’t withdraw money before the term ends
  • If interest rates increase you won't benefit

How they work

You can make a payment into your account by electronic payment from your Nominated Account.

If we cannot electronically verify that funds have been sent from an account in your name, they will be returned.

Electronic payments

We have made paying in simple - just send a payment to the account number and sort code provided.

  • BACS transfer will reach your Secure Trust Bank account three working days from the transaction date
  • Faster Payment should be in your account within 24 hours

You can only access your money once the fixed term ends. We will contact you before this happens.

To open an account you’ll need a Nominated Account. This must be a UK current account that we can electronically verify is in your name.

You’ll use this account to make payments as well as accept withdrawals and interest payments, so it's important that your Nominated Account uses an identical account number and sort code for money in and money out. 

Enjoy the flexibility of all-hours access to your account when you register for Internet Banking.

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded on an annual basis.

Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our registration number is 204550

All communications with us will be monitored/recorded to improve the quality of our service and for your protection and security.