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Speciality Finance

Supporting the growth of non-bank lenders through flexible and scalable funding solutions.

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We build long-term partnerships founded on a deep understanding of our clients' businesses, enabling us to support their evolving funding needs over time. With extensive specialist lending experience across credit, structuring and asset classes, we provide flexible capital solutions to well-managed UK lending platforms.

Our appetite spans a broad range of sectors, with committed and uncommitted facilities typically ranging from £10 million to £50 million, delivered through secured revolving credit or back-leverage structures with terms of up to five years.

What we offer

  • Long-term partnerships built on understanding, enabling us to support clients' evolving funding needs. 
  • Extensive specialist lending experience, combining deep credit, structuring and sector expertise.
  • Strong appetite across asset classes, backing well-managed UK lending platforms.
  • Committed and uncommitted facilities from £10m to £50m, delivered through flexible secured revolving credit or back-leverage structures with terms of up to five years. 

Specialists who know your sector

Meet the team
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Mike Knox

Head of Speciality Finance

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Mike Knox

Head of Speciality Finance

Mike Knox joined Secure Trust Bank as Head of Speciality Finance in 2026 to lead the launch and growth of the bank's dedicated Speciality Finance division. He works with established UK non-bank specialist lenders, providing tailored funding solutions that support sustainable growth and help businesses scale with confidence.

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Ashutosh Thapa

Senior Credit Analyst

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Ashutosh Thapa

Senior Credit Analyst

Ash Thapa joined Secure Trust Bank in July 2026 as a Senior Credit Analyst on the Specialty Finance team, working alongside Mike and Talal to provide flexible lending solutions to the UK's non-bank lenders and institutional clients.

Prior to joining STB, Ash spent over three years at Quilam Capital, a hybrid credit fund and PE business, covering direct lending origination and portfolio management, with a focus on mezzanine and growth equity facilities. He began his career at Fitch Ratings, and holds an MSc in Investment Management from Bayes Business School.

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Talal Malghani

Head of Credit, Speciality Finance

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Talal Malghani

Head of Credit, Speciality Finance

Talal Malghani joined Secure Trust Bank in 2026 as Head of Credit, Specialty Finance, bringing extensive experience within the specialty finance sector. Talal works closely with Mike to deliver relevant funding solutions for the UK's established non-bank lenders, supporting their growth and evolving funding requirements.

Prior to joining STB, Talal was a Senior Director, Capital Markets at ThinCats, a UK mid-sized SME lender, where he oversaw the company's capital markets and portfolio management strategy. Before ThinCats, Talal was part of the Financial Institutions Advisory business at NatWest Markets, focusing on capital raising solutions for specialty finance businesses across Europe.

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