Modern renters want more than somewhere to sleep.
Community, convenience and flexibility are important when deciding where to live, and that's something Livingway understands better than most.
We recently completed a £36.4m residential property investment deal with the Manchester-based build-to-rent (BTR) investor and operator, supporting a portfolio of assets that place resident experience at the heart of the offering.
The three-year funding package supports three BTR assets, including ROCO in Liverpool city centre. Structured at 65% loan-to-value (LTV), the deal also included a temporary increase to 70% LTV through bespoke structuring tailored to Livingway's requirements.
ROCO is far from your average apartment building. Located on James Street in the heart of Liverpool, the scheme offers fully furnished apartments alongside co-working spaces, wellness facilities and communal lounges. It's designed around the idea that renting should be about more than simply having a roof over your head.
That philosophy runs throughout Livingway's wider portfolio too. Headquartered in Manchester, the business operates a fully integrated in-house platform spanning leasing, property management, procurement and resident services. Everything is geared towards creating high-quality living environments and helping residents feel part of a community.
It's an approach that reflects the changing expectations of today's renters, many of whom are looking for places that support the way they live, work and socialise.
Nigel Fisch, chief executive officer at Livingway, said: "We are pleased to partner with STB. This deal represents an important step for Livingway as we continue to grow our portfolio across key regional cities.
"From the outset, STB understood both our operational model and the importance we place on resident experience. We could then structure facilities that align with our long-term objectives of meeting the needs of today's renters and to create homes which supply exemplary living spaces and unique experiences, empowering our residents to be together and live life."
The transaction marked the beginning of a new relationship between our real estate finance team and Livingway, following discussions that began in early 2025. The deal was led by relationship director Mike Feasey, who worked closely with the client to deliver a structure that reflected both the strength of the assets and Livingway's long-term ambitions.
Mike said: "Livingway has built a compelling operational model within the BTR sector, underpinned by a genuine resident-first approach and a strong long-term vision for the portfolio.
"It was clear that flexibility and collaboration would be key to delivering the right outcome, so we worked closely with the client to structure facilities that supported its objectives while reflecting the strength of the underlying assets and business model."
For us, this deal wasn't just about providing residential investment facilities. Rather, it was about supporting an operator that is responding to the evolving needs of renters and helping create places where people genuinely want to live.
As the BTR sector continues to grow, we'll continue working with experienced operators and developers to provide the investment property loans needed to bring ambitious schemes forward.
Visit our dedicated residential property investment page.