For Fixed Rate Bonds and Fixed Rate Cash ISAs, your interest rate is fixed until the maturity date.
For Access Accounts and Notice Accounts, the interest rates are variable, so they could change in the future.
If we are reducing your rate, we will let you know before this happens in line with the Terms and Conditions on your account. If we increase your rate, we will update this on our website.
For our Notice Tracker Accounts, the interest rates track the Bank of England Base Rate. The interest rate on your account will change within five Business Days of any change to the Bank of England Base Rate and we will notify you of any changes.
If we reduce the Premium over Base Rate on the account (the difference between the total rate of interest and the Bank of England Base Rate), we will let you know before this happens in line with the Terms and Conditions on your account.
If we increase your Premium over Base Rate, we will update this on our website.
